Personal Accident insurance Policy provides compensation for the death or disability resulting from accidental bodily injury due to an accident.
The cover provided by this policy is to support a person when income is lost due to an accident, in addition to the death cover where compensation is payable to next of kin. Therefore it is necessary to verify whether the Proposer is getting an income by some source.
The scope of cover under this policy is;
- Death
- Permanent Disablement
- Total Permanent Disablement (52 week to 104 weeks or depends on the terms and conditions of each insurer)
- Temporary Total Disablement Generally selected weekly amount would be a percentage of the capital Si or actual weekly income whichever is lower
- Temporary Partial Disablement (a percentage of the week benefit to be agreed by the insurer)
This cover is granted for photographic equipment, jewelry that is being carried locally as well as worldwide. The name given…
This policy covers the loss of contents as a result of actual for forcible and violent entry into or exit from the premises and…
The normal conditions and exceptions applicable to the Fire policy as well as burglary and house breaking policy apply to this…
This policy indemnifies an employer against all acts of fraud or dishonesty committed by any of his employees.
The fire policy does not cover accidental breakage to glass and as such this cover provides the accidental damage to plate glass…
Money insurance policy mainly provides the cover for cash whilst in transit, in premises of handling against many types of losses…
The scope of this policy is to indemnify the Insured in respect of legal liability for bodily injury or illness or disease to…
Professional Indemnity policy indemnifies the insured, against compensation, which they become legally liable to pay as a result…
The scope of cover is all sums, which the insured shall become legally liable to pay to this policy for compensation in respect…
The policy covers medical, surgical and hospital expenses incurred as an inpatient by the Life Insured as a result of sustaining…
Travel insurance is insurance that is intended to cover medical expenses, trip cancellation, lost luggage, flight accident and…
All employers are legally liable to compensate their employees for any personal bodily Injury by accident or disease arising…