- 0114700100, 0771472475
- csaibl@assetline.lk
- 120, 120A, Pannipitiya Road, Battaramulla, Sri Lanka
Miscellaneous Insurance
Any policy, which does not fall under the broad category of Fire, Motor and Marine insurance, is accommodated under the large umbrella of Miscellaneous insurance. Miscellaneous Accident insurance embraces a wide range of policies of mainly consisting of two broad categories Accidental and Liability.
Travel Insurance
Travel insurance is insurance that is intended to cover medical expenses, trip cancellation, lost luggage, flight accident and other losses incurred while traveling. Travel insurance can usually be arranged at the time of the booking of a trip to cover exactly the duration of that trip, or a "multi-trip"…
Surgical and Hospitalization
The policy covers medical, surgical and hospital expenses incurred as an inpatient by the Life Insured as a result of sustaining accidental bodily injury after inception of the policy. There is usually a waiting period of contracting any sickness 30 days after the commencement of the policy.
Personal Accident
Personal Accident insurance Policy provides compensation for the death or disability resulting from accidental bodily injury due to an accident. The cover provided by this policy is to support a person when income is lost due to an accident, in addition to the death cover where compensation is payable…
All Risk
This cover is granted for photographic equipment, jewelry that is being carried locally as well as worldwide. The name given for this class of insurance shows that the protection afforded is very wide; The basic covers provided under this policy are; - Fire and lightning - Theft - Accidental and fortuitous…
Glass
The fire policy does not cover accidental breakage to glass and as such this cover provides the accidental damage to plate glass broken by any cause not specially excluded under the policy or ordinary glazing quality.
Fidelity Guarantee
This policy indemnifies an employer against all acts of fraud or dishonesty committed by any of his employees.
Money
Money insurance policy mainly provides the cover for cash whilst in transit, in premises of handling against many types of losses subject to the exclusion of the policy. Money can be defined as Cash, Money orders, Current postage stamps and Cash cheques coins etc. as agreed by insurer. The risks covered…
Combined Fire and Burglary
The normal conditions and exceptions applicable to the Fire policy as well as burglary and house breaking policy apply to this policy. This is granted for private dwelling and not for business premises. Theft cover is provided whether involving violence or not. Riot and Strike and Terrorism cover can…
Burglary
This policy covers the loss of contents as a result of actual for forcible and violent entry into or exit from the premises and consequent to an assault or violence or threat thereof to the insured or his employees or to members to his family. This policy additionally covers any damage caused by the…
Workmen’s Compensation
All employers are legally liable to compensate their employees for any personal bodily Injury by accident or disease arising out of and in the course of employment. The insured is liable to pay compensation for such injury or sickness either under the Workmen’s Compensation Ordinance (WCO) No.…
Public Liability
The scope of cover is all sums, which the insured shall become legally liable to pay to this policy for compensation in respect of bodily injury including death, illness or disease, property damage happening in connection with the business insured under the Policy and occurring during the period of…
Product Liability
The scope of this policy is to indemnify the Insured in respect of legal liability for bodily injury or illness or disease to any person or loss or damage caused by goods or the containers thereof supplied by the insured in connection with the business carried.
Professional Liability
Professional Indemnity policy indemnifies the insured, against compensation, which they become legally liable to pay as a result of any actual or alleged negligent act, error or omission in the conduct of their business or profession.
